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Francisco
Francisco is 48 years old and lives in a municipality of the department of Bolívar with his domestic partner and their 3 children, who range in age from 12 to 22 years. Many years ago, Francisco visited Costa Rica and worked as a volunteer forest ranger. Full of dreams when he returned, Francisco sought technical training with the Colombian National Service. He also began a business producing and selling honey. The 2 colonies he began with have since multiplied into the 24 colonies he now has in production. He needs to change the colonies into new changes which means that he will need to acquire materials and a complete beekeeper's uniform.

Francisco receives help from his son in the execution of this business. His son has learned all of the techniques and adds value to the business. Francisco's goals are to: register his products with the National Institute of Medicines and Nourishment ("INVIMA"); add to his production equipment; and open a storefront. Drought is the greatest challenge that his business faces, because fewer flowers bloom. He is able to overcome periods of drought by purchasing additional feed for his bees.

This Kiva loan is the first loan that Francisco has applied for through Fundación Mario Santo Domingo. He will use the loan to purchase new cages, materials for raising the bees and a complete beekeeper's uniform. With this loan Francisco can begin, bit-by-bit, fulfilling the goals of prosperity which he focuses on every day.
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Francisco de 48 años de edad habita en un municipio de del departamento de Bolívar, con su cónyuge y tiene 3 hijos en las edades de 12 a 22 años. Francisco visitó hace mucho tiempo a Costa Rica como guardabosques voluntarios y cuando regresó llegó lleno de sueños, por eso se capacitó técnicamente en el Servicio Nacional de aprendizaje e inició un negocio de producción y comercialización de miel de abejas. Empezó con 2 colmenas que ha multiplicado y hoy tiene 24 en pie de cría, que requieren nuevas cajas, para cambiarlas y adquirir materiales, además de un uniforme completo. En el desempeño de este oficio es ayudado por su hijo que ha aprendido todas las técnicas y le agrega valor al negocio. Su meta mas adelante es tener sus registros del Instituto Nacional de Medicamentos y Alimentos “Invima”, todo su equipo de trabajo completo y un punto comercial. Su mayor desafío son las sequias, porque baja la floración y es superada con alimentos complementarios para sus abejas. En la actualidad Francisco está aplicando a un credikiva primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará nuevas cajas, materiales para la cría de abejas y un uniforme completo. Con ello inicia poco apoco el cumplimiento de sus metas de prosperidad alas cuales le apunta en su día a día.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $11,100
    Average annual income
  • 495
    View loans »
    Colombia Loans Fundraising
  • $14,967,400
    Funds lent in using Kiva
  • 1,902.4
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,125 helped Francisco to purchase new cages, materials for raising bees, and a beekeeper's uniform.
94% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 18, 2013
Listed
Sep 28, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 18, 2015