Triunfando Juntas Group
The loan they will take out will benefit the micro-businesswoman, among them Angélica. She says that she joined three years ago at the invitation of a friend who is a member of the institution. Right now, she has she has a business selling cosmetics. She learned about this business from a friend, but before she sold candies and has experience in sales.
The loan she will take out now is to increase capital by buying cosmetics that she will acquire in the traditional fairs wholesale. Later she will sell them in her sales space and this work will allow her to generate resources to support her family, since she is in a common law marriage and has two children.
When asked what she likes about Pro Mujer, she says that she likes the ease of payments.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Angélica es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio venta de cosméticos; da a conocer que este negocio lo aprendió de una amiga, sin embargo antes vendía dulces y tenía experiencias en venta.
El crédito que ahora sacará es para el aumento de capital (compra de cosméticos) que adquirirá de las ferias tradicionales, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la facilidad del crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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