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Amer Group
In this Group: Angelica, Thalia Adilene, Maria Felisa, Ma Del Rosario, Laura, Araceli, Martina Margarita, Rebeca, Maria, Francisca
The “Amer” Group up is made up of 10 members; all are very responsible women, but above all very committed to their businesses. Each one of them is requesting a loan to invest in their business: Angelica will invest in clothing, Thalia will invest in her beauty salon, Francisca and Rosario in their grocery store, Felisa, Araceli, Martina and Laura will invest in sheep, Rebecca in a school supplies store, and Maria in candy.

Angelica, or Ange as she is affectionately called, is 41 years old and has been married to Bernardo for 24 years. Together they form a family with a daughter who is going to school. Angie has been selling clothing, candy, school supplies and novelty items for 12 years. She says that she started selling her clothing door-to-door to her neighbors, friends and family members. She never liked to sell in squares or markets. In addition she always gave her customers the convenience of buying in two payments, and so far continues to do so. However this is Ange's greatest concern because many times people never finish paying her. "I would like to sell on credit, but I understand we are in a community where there are not many sources of income, and even though I need the money right away and ask for immediate payment, I could lose customers".

Angie only sold clothing, but when she had the opportunity of having her own shop, her husband encouraged her to sell candy. She started by buying very small boxes of candy and now already has a table full of candy, cookies and soft drinks.

Ange's business is very productive; she has many customers although there also days when sales are low. Ange's only goal is to succeed in expanding her business so that she can have sufficient revenue and be able to help her daughter with her education expenses. For her is very important that her daughter finish her degree. Would you like to help Angie to fulfill her dreams?
View original language description ↓
El grupo “Amer” está conformado por diez integrantes todas son mujeres muy responsables pero sobretodo muy entregadas con sus negocios cada una de ellas esta solicitando un crédito para invertir en sus negocios: Angélica invertirá en ropa, Thalia invertirá en su estética, Francisca y Rosario en la tienda de abarrotes, Felisa, Araceli, Martina y Laura invertirán en borregos, Rebeca en tienda escolar y María en dulces.

Doña Angélica o Ange, como le dicen de cariño, tiene 41 años de edad; está casada con el señor Bernardo desde hace 24 años juntos formaron una familia con una hija la cual esta estudiando. Doña Ange se dedica a la venta de ropa, dulces, artículos escolares y artículos de fantasía desde hace 12 años. Dice que inició vendiendo su ropa de casa en casa con sus vecinas, amigas y familiares nunca le gusto vender en las plazas ni en los mercados. Además siempre les dio a sus clientes la facilidad de comprar en dos pagos y hasta ahora lo sigue haciendo; sin embargo, esta es la mayor preocupación para Doña Ange porque muchas veces las personas nunca le terminan de pagar. “Me gustaría vender al contado pero comprendo que estamos en una comunidad donde no hay mucha fuete de ingresos y aunque necesite dinero al instante y pida el pago de inmediato podría perder clientas”. Doña Ange solo se dedicaba a la venta de ropa pero cuando tuvo oportunidad de tener un local propio su esposo la motivó a vender dulces; inició comprando cajas de dulces muy pequeñas y ahora ya tiene su mesa llena de dulces, galletas y refrescos. El negocio de Doña Ange es muy productivo, tiene muchas clientas aunque también hay días en que las ventas son bajas. La única meta de Doña Ange es poder llegar hacer crecer su negocio para tener suficientes ingresos y poder ayudar a su hija con los gastos de su educación ya que para ella es muy importante que su hija termine una carrera profesional.

¿Te gustaría ayudar a Doña Ange a cumplir sus sueños?

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 8
    View loans »
    Mexico Loans Fundraising
  • $17,540,000
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Amer Group's $7,650 loan helped a member to buy clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2013
Listed
Oct 9, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014