Corazones De Oro Group
The loan that they have taken out will help micro entrepreneurs such as Juana; she states that she became a member of Pro Mujer six months ago, entering at the invitation of a promoter of the institution who came to visit her in her home. She currently has a business selling milk and cheese, which informs us that she learnt this trade several years ago as it is a family business. After getting married, she decided to start her own sales area.
The loan that will take out now is to increase her working capital (to buy calves) that she will purchase in the agricultural shows nearby her community and later on to rear the calf and produce products that she will sell in her sales area. This form of work will enable her to generate an income to support her home as much as possible as she is married and has three children.
When asked what it is that she likes about Pro Mujer, she replies that she likes the training in health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio venta de leche y queso; da a conocer que este negocio lo aprendió hace varios años atrás, ya que es un negocio familiar, posteriormente a su matrimonio decide emprender su propio espacio de venta.
El crédito que ahora sacará es para el aumento de capital (compra de terneritas) que adquirirá de las ferias aledañas a su comunidad y posteriormente a la crianza del mismo y la elaboración de los productos lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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