Maravillosas De Tilacoca Group
This loan will benefit small entrepreneurs such as Sra. Julia. She says that this is the first time she has joined Pro Mujer after receiving an invitation from a promoter of the organization who visited her at her house. Julia currently has a business of weaving blankets. She is familiar with this line of work after having learned the trade several years ago by helping her mother with the family business. Later on, she decided to continue in the same trade but work independently.
The loan she is receiving now will be used to increase her capital for buying wool, which she will acquire at the nearby fairs. Afterwards, she will use this material to make the products that she sells from her retail space. Working in this manner enables her to generate income to maintain her household. Julia is married and has three children.
When asked what she likes about Pro Mujer, Julia said that she enjoys the training seminars about health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Julia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido de mantas; da a conocer que este negocio lo aprendió hace varios años atrás ayudando a su madre en el negocio familiar, posteriormente ella decide seguir con el negocio pero de forma independiente.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias aledañas y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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