Check out some available loans that are similar to this one!
Georgina Zuleyma
Georgina Zuleyma, 28, lives with her life partner and three children, ages 10, 5, and five months. She sells clothing, and her husband works as a security guard every day. Together they manage to provide for their family. Georgina knows that success doesn't come easily, but she does what she can to give her children the best possible.

Her house needs some renovation so that it is more spacious and comfortable. She wants to build a small room in the hallway, but she lacks money to pay for materials. She has applied to FUSAI for a loan to buy cement, bricks, sand, gravel, and iron. Georgina Zuleyma is happy to have the funding and promises to make all her payments.
View original language description ↓
Georgina Zuleyma de veintiocho años de edad vive junto a su compañero de vida y sus tres hijos menores de edad uno 10 años, uno de 5 años y uno de 10 meses. Ella se dedica a la venta de ropa, además su esposo trabaja de vigilante todos los días, juntos logran obtener el sustento diario, Georgina sabe que no es fácil salir adelante, pero hace lo posible porque quiere darle a sus hijos lo mejor que puede, su vivienda necesita algunos cambios para tener más espacio y comodidad, quiere construir un pequeño cuarto en el corredor, pero no posee del fondos suficientes para costear los gastos de materiales por eso solicita a FUSAI un crédito que le permita comprar cemento, ladrillos, arena, grava, hierro. Georgina Zuleyma se siente muy feliz con la ayuda y comprometida a cancelar cada pago.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 724
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Georgina Zuleyma to buy cement, bricks, sand, gravel, and iron.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Sep 27, 2013
Currency Exchange Loss:
Nov 17, 2013