The loan they will take out will benefit small micro-businesses of which Erodita is a member. She indicates that five months ago she became a member of Pro Mujer thanks to a promotional invitation when they were in her area. Currently, she runs a business raising livestock that started 20 years ago, which she learned by helping her parents in the same business.
Erodita is taking this loan out to increase capital. She will buy livestock from the neighboring fairs and afterwards she will raise them at her home. This type of work allows her to generate resources to maintain her family since she is married and has six children. When asked what she likes about Pro Mujer, she responded that she likes the trainings on health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Erodita es integrante, ella indica que hace cinco meses que integra Pro Mujer, ingresando por invitación de la promoción que realizó la institución en su zona. En la actualidad ella tiene un negocio de crianza de ganado que inicio hace veinte años atrás al aprendiendo cuando ayudaba a sus padres en el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de ganado) que adquirirá de las ferias aledañas a su vivienda y posteriormente los criará en su domicilio. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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