This loan will benefit these small business owners including Elvira, who points out that it's been two years since she joined Pro Mujer after being invited to join by a friend who was already a member. Currently, Elvira's business is a neighborhood store, which she opened more than 20 years ago when her neighborhood's population was beginning to grow and she noticed few stores of this kind opening.
The loan that she is taking out now will increase her capital to buy rice, sugar, and oil, which she gets from the wholesale stores in the city, El Alto. Later she will sell these products in her own store. This form of work allows her to generate the resources necessary to maintain her home and care for her family. She is married and has four children.
When asked what she likes about Pro Mujer, Elvira responded that she likes the loans which they offer.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elvira es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; este negocio lo emprendió hace más de veinte años, cuando su zona se empezaba a poblar y observando pocos comercios decide emprender este negocio con la finalidad de generar recursos.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar, aceite) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito que se ofrece.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid