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Nawal 1 Group
In this Group: Nawal, Sarah, Tharwa
Nawal is the featured borrower of Nawal1’s group. She got together with the other group members to acquire a loan from Kiva partner Al Majmoua because they have always been neighbors and friends. Their acquired loan is expected to improve their living and to expand their business.

Nawal is a 63-year-old married mother of six children. She works in preparing and selling "mouneh" (which is based on conserving current season fruits and vegetables to be consumed during other seasons). She has ten years of experience in this domain, with an excellent reputation. She is recommended by almost all of her customers, because of her quality of products served.

Her acquired loan from Kiva partner Al Majmoua will be invested in opening a convenience store, where she will expand her working sector and display her products in a well managed way to be attracting enough for new customers.

She hopes to stay capable of financially supporting her husband in their living, since his very low income business (taxi driver) isn’t encouraging for a family to depend on.

Nawal is the lady covering her face with the white veil. Sarah is at the center of the picture, and Tharwa is the lady with the black spotted top.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 89
    View loans »
    Lebanon Loans Fundraising
  • $16,096,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Nawal 1 Group's $2,700 loan helped a member to open a convenience store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Oct 6, 2013
Currency Exchange Loss:
Aug 17, 2014