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This is 31-year-old Foday. He is married, and has 2 children. One of his children is 5 years old and he has an 11 month old baby. The elder is in school. In 2006, Foday established his soft drink and provisions business. He began his business because he was brought up by his grandfather who was a trader. He was in primary school when war broke out and financial problems prevented him from continuing his studies. With the help of his grandfather he was able to learn a skilled job and trained in business. He later set up his own business and has developed it over the years. Working 7 days a week and 11 hours a day, he earns about 594,000 SLL every month from this business. He would like a loan of 3,000,000 SLL to purchase crates of soft drinks. In the future, Foday plans to expand his business and educate his children. The loan will help because it provides additional income. Changes in prices of goods are Foday's main challenge. Foday is a very hardworking business man. The loan will help him buy more stock in order to gain a competitive advantage. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,327.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Foday to purchase crates of soft drinks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 6, 2013
Currency Exchange Loss:
Jun 17, 2014