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This is 41 year-old Memunatu. She is married and has 4 children, aged 23, 18, 16 and 8 years. All of her children attend school. She has 2 additional dependents, who live with her to be fostered.

In 1998, Memunatu established her business, selling food as well as used shoes. She was introduced to the business by her mother. When she was old enough, her mother gave her some money to start her own business. Working 7 days a week and 11 hours a day, Memunatu earns about SLL 950,000 every month. She would like a loan in the amount of SLL 4,000,000 in order to buy bags of groundnuts, onions, and beans and containers of vegetable oil.

In the future, Memunatu plans to open a shop, educate her children, and buy a piece of land. This loan will help her to achieve some of her future plans. She is a hardworking and honest businesswoman. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,327.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Memunatu to buy bags of groundnuts, onions, and beans and containers of vegetable oil.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 6, 2013
Currency Exchange Loss:
Jul 17, 2014