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Sinceria is a 35-year-old lady who is married to Fredik, a 38-year-old man. They are blessed with three children: Kartini, nine, is studying in the fourth grade of Elementary School; Tiara, seven, is studying in the second grade of Elementary School; and Kostan, five, is not attending school yet.

Sinceria is a seamstress. She has been running the business for two years. Sinceria sews school uniforms, blouses, skirts, curtains and party dresses. Even though her current business is running well, Sinceria wants to start to build a new place in front of her house for a seamstress shop. She expects that from this new place she will be able to generate more income for her family.

Therefore, she asks a loan from TLM of an amount of IDR 7,500,000. The loan will be spent on building materials and sewing tools.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 23
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 11,510.0
    Indonesia Rupiahs (IDR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $675 helped Sinceria to purchase building materials and sewing tools.
58% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 6, 2013
Currency Exchange Loss: