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Mamlakat lives with her daughter-in-law and grandson in the city of Khujand. Her son is working abroad, and she does not have a husband. Mamlakat is 60 years old.

She sells flour from her home; in order to sell her goods at the market, it is necessary to pay rent on a trade stall. Customers come straight to Mamlakat's home to buy flour. For the most part, her customers consist of neighbors and bakers from flatbread shops. Mamlakat has been involved in buying and selling flour for seven years and has successfully promoted her business.

She is requesting a loan to buy more bags of flour and to increase the circulation of goods. Additionally, Mamlakat works in a school, but is trying to spend more time at home near her only grandson.
View original language description ↓
Мамлакат живет со своей невесткой и внуком в городе Худжанд. Ее сын на заработках заграницей, а мужа у нее нет. Мамлакат 60 лет. Она у себя дома продает муку. Чтобы продавать свой товар на рынке требуется платить за аренду торговой точки. Клиенты приходят прямо домой к Мамлакат, чтобы приобрести муку. В основном клиенты состоят из соседей и пекарей лепешечных цехов. Мамлакат занимается купле-продажей муки в течение 7 лет и успешно продвигает свой бизнес. Она просит кредит, чтобы закупить побольше мешков муки и увеличить оборот товара. Дополнительно Мамлакат работает в школе, но старается больше времени проводить дома рядом с единственным внуком.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Mamlakat to buy bags of flour to develop her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Sep 27, 2013
Currency Exchange Loss:
Oct 17, 2014