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Charina Rosario
This is Charina Rosario, 45, a resident of Silang, Cavite, Philippines. She is married to Salvador, a messenger, and they have children who are all in school. She and her husband are managing their household while operating the business. They are both working hard to provide for their everyday needs.

Charina Rosario is an egg retailer. What she basically does is buy egg from wholesalers and then sells them with a little profit. Customers are attracted to buy due to the low selling prices she offered. She also has a variety store for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 2,000 Philippine Pesos (PHP) in sales every day.

Charina Rosario is requesting a loan amounting to PHP 25,000 that she will use to purchase additional stocks of eggs. She will also use the loan in buying grocery items and toiletries for her variety store.

Charina Rosario hopes to be successful in life and business and dreams that her children will finish their studies. She meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1944
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Charina Rosario to pay for more stock of eggs needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 11, 2013
Oct 5, 2013
Currency Exchange Loss:
Mar 18, 2014