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Melanie Ann
Melanie Ann, age 24, is happy tending her little store. She is single with one child who is in school. The store is her means of earning a living in support to her family. Fortunately, her store is located in a populous neighborhood and so she makes promising daily sales. Melanie Ann keeps running the store well even though there is increased competition from other stores. Melanie Ann believes that with PMPC's support, as a family they will beat the competition.

Melanie Ann has been a new member of Paglaum MPC. She has applied for a loan of PHP 30,000 for the store. Expanding her inventory will mean additional income. She has confidence that she can maintain the label of member in good standing. She is a hardworking mother and wishes to sustain the store and from there a good education she could afford for her child.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1235
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Melanie Ann to purchase additional canned goods, noodles, shampoos, toothpaste and soft drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 5, 2013
Currency Exchange Loss:
Oct 23, 2014