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Nelia earns a living by means of transportation services. She is 44 years old and married with two children. She lives in Dicoyong, Sindangan, Zamboanga Del Norte. Her services is self-sustainable and has become profitable, with a net profit of about PHP 20,000 per month.

Nelia is seeking a PHP 14,900 loan. She would like to use the loan for the repair and maintenance of her vehicle. This is a micro-finance loan, and would be repaid in a few months.

In her 10 (ten) previous loans, she never had a delinquency. Nelia is very diligent and loves accuracy, which only adds to the effective management of her venture.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1874
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Nelia to pay for the repair and maintenance of her vehicle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Oct 5, 2013
Currency Exchange Loss:
Apr 16, 2014