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Rosenda
Rosenda is 50 years old, and is a farmer and homemaker. She is the mother of eight children, who help their parents with different tasks in the fields. Rosenda's specialty is the planting and cultivation of coffee. This is the predominant occupation in the community and in her family, regardless of the competition, since the local middlemen and other buyers have their preferences.

Rosenda was not able to complete any schooling, as her parents were unable to support her in studying due to their lack of financial resources. It was her parents who taught her to work the soil, as they are also farmers and work their own land, located about ten minutes away.

She sees that it is necessary to maintain and improve her coffee crops, and she has therefore sought a loan from the COMIXMUL cooperative in order to buy agricultural inputs such as fertilizers, manure, and urea, including a specific "coffee formula" fertilizer. Her plans for the future are to extend her crops and buy more land in order to plant a greater range of coffees, including the Caturra and Lempira varieties, which are competitive in the marketplace. Her dreams as a mother are to be able to give a full education to her daughter and to do better for her family with every day that passes.
View original language description ↓
Doña Rosenda tiene 50 años de edad es agricultora y ama de casa, madre de 8 hijos los cuales ayudan con las diferentes tareas a realizar en el campo en compañía de sus padres. Su especialidad es el cultivo y siembra de café ya que en la comunidad y en su familia es un rubro que predomina sin importar la competencia ya que los intermediarios y demás compradores tienen preferencias. Ella no tiene ningún grado de escolaridad ya sus padres no pudieron apoyarla para que ella pudiese estudiar por la falta de recursos económicos. Fueron sus padres los que le enseñaron a trabajar la tierra ya que ellos son agricultores y las tierras que trabajan son propias las cuales están ubicadas a una distancia de 10 minutos de camino.
Ella ve la necesidad de darle mantenimiento y asistencia a sus cultivos de café por lo que ha solicitado a la cooperativa COMIXMUL un financiamiento para la compra de insumos agrícolas como: fertilizantes, abono, urea, formula cafetalera, etc.
Sus planes a futuro son los de extender sus cultivos y comprar más tierra para sembrar una mejor variedad de café como: caturra, lempira, que son competitivos en el mercado. Sus sueños como madre es poder darle una educación completa a su hija y que sea mejor cada día que pasa.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 90
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Rosenda to buy agricultural inputs to maintain and improve her coffee crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 27, 2013
Listed
Sep 26, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 27, 2014