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Ingrid Ivonne
Ingrid is 24 years years old. She lives with her family which consists of her husband and a young son. She is a very responsible woman toward her household. Her life partner works as day labor on a farm close to where they live and together they pay the household expenses. Ingrid wants to finish the floor where they live in cement, as there is now a packed-earth corridor. She would like to make this improvement for the health and hygiene of her son.

For this reason Ingrid is requesting a loan from FUSAI to buy cement, sand and other construction material that she needs. She hopes to be able to realize this goal and is grateful for the opportunity given to her.
View original language description ↓
Ingrid de 24 años de edad, habita junto a su familia conformada por su esposo y su pequeño hijo. Es una mujer muy responsable con su hogar. Su compañero de vida trabaja como jornalero en una finca cerca donde vive, y juntos pagan sus gastos familiares. Ingrid tiene un deseo de encementar el piso donde vive, ya que tiene un corredor de tierra por salud e higiene por su hijo desea realizar esta mejora. Es por esa razón que solicita a FUSAI un préstamo para la compra de cemento, arena y otros materiales de construcción que necesite. Confía en que pronto podrá realizar ese sueño y agradece la oportunidad que se le ha otorgado.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 717
    View loans »
    El Salvador Loans Fundraising
  • $27,090,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Ingrid Ivonne to buy cement and construction materials that she needs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Sep 26, 2013
Currency Exchange Loss:
Oct 25, 2013