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Ama is divorced and has four children. Even though she did not receive any formal education, Ama is a successful businesswoman. She prepares and sells ‘Banku’ for a living (a traditional Ghanaian dish made using fermented corn/cassava dough, which is mixed proportionally and cooked in hot water into a smooth, whitish, consistent paste). She normally sells her ‘Banku’ in Wakrom (near Cape Coast).

Ama has been actively involved in this business for about ten years. As the sole breadwinner in her family, Ama uses her income to provide for the entire family. Ama will use this loan to purchase increased amounts of maize and cassava, thus aiding her to improve her overall sales.

With her new profits from her expanded business, Ama plans to further diversify the type of products that she sells, hence adapting to changing customer preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.


About Ghana

  • $3,500
    Average annual income
  • 27
    View loans »
    Ghana Loans Fundraising
  • $11,557,625
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Ama to purchase increased amounts of maize and cassava, aiding her to improve her overall sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Oct 5, 2013
Currency Exchange Loss:
Jan 20, 2014