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Maria Consuelo
María Consuelo, age 29, has four years of primary school education. She is a merchant and a farmer, and she has one minor child. She and her husband plant and grow coffee. The coffee is later sold at the local market, and this is one more source of income for her family and her household.

She learned the different jobs about growing coffee four years ago. Her husband is the one who taught her how to work the land. She is also a merchant when she is not in the field. As another source of income for her family, she sells candy at a stall in the local school. Her customers are the children at the school and the teachers at the institution.

Her coffee crops are located 100 meters from her house. She travels by foot in order to provide maintenance and care to her coffee crops.

Her dream is to be able to see her son become a professional by studying for a university degree. This will provide benefits to her life and her family. She also dreams of being able to buy more land in order to be able to extend her coffee crops and strengthen the family heritage.

She is now requesting a loan in order to be able to invest in her coffee crops. She will buy supplies like organic and chemical fertilizers, leaf pesticides, and coffee-growing formula.
View original language description ↓
María Consuelo tiene 29 años de edad, con 4 años de educación primaria cursados, comerciante y agricultora, madre de 1 hijo el cual es menor de edad. En compañía de su conyugue se dedican a la siembra y cultivo de café el cual es posteriormente vendido en el mercado local siendo una fuente de ingresos más para su familia y hogar. Ella aprendió las diferentes tareas para el cultivo de café hace 4 años siendo su esposo quien le enseñara a trabajar la tierra. Ella también se dedica al comercio mientras no está en el campo, como otra fuente de ingresos más para su familia por medio de la venta de golosinas en una caseta en la escuela de la localidad siendo sus clientes los niños de la escuela y maestros de la institución. Sus cultivos de café están ubicados a 100 metros de distancia de su casa de habitación al cual se trasladan a pie para dar mantenimiento y asistencia a sus cultivos de café.

Sus sueños son los de poder ver a su hijo convertido en profesional mediante el estudio de una carrera universitaria la cual de frutos a su vida y a su familia, como también los de poder comprar más tierra para poder extender sus cultivos de café y fortalecer el patrimonio familiar. Por lo que hoy en día ella ha solicitado un financiamiento para poder invertir en sus cultivos de café mediante de compra de insumos como abono, fertilizantes, foliares y formula cafetalera.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

Tags

About Honduras

  • $4,800
    Average annual income
  • 73
    View loans »
    Honduras Loans Fundraising
  • $8,801,600
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Maria Consuelo to buy agricultural supplies to provide maintenance to her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 20, 2013
Listed
Sep 26, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014