The support from this loan will benefit the small business owners in this group, including María Elena, who joined Pro Mujer a year ago at the invitation of a friend who was already a member. María Elena operates a small business selling "salchipapas," a popular meat and fried potato dish. She started this business recently in order to cover important living expenses and support her son. María Elena learned the trade from her mother who also operated a food sales business.
With the support from this loan, María Elena plans to purchase meat in bulk to stock her business. She buys her meat from wholesale distributors in the city of El Alto and then cooks and prepares it at her food stand. She hopes that this investment will help strengthen her business and allow her to support her son and her husband's family with whom she lives. María Elena's favorite aspects of being a member of Pro Mujer are the training sessions she receives in financial and medical wellbeing.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María Elena es integrante, ella indica que hace un ciclo que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de salchipapas; este negocio lo emprendió recientemente al empezar a convivir con su pareja, decide seguir este negocio porque anteriormente ayudaba a su madre a la venta de producto.
El crédito que ahora sacará es para el aumento de capital (compra de carne por mayor) que adquirirá de las distribuidoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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