Los Angeles De Villa Adela Ii Group
The loan they are taking out will benefit the small microentrepreneurs in Juana's group. She says she has been a member of Pro Mujer for one year. She joined when she came to visit the regional office to find out about the services they provide. She currently has a business sewing skirts. She started her business several years ago when she learned the sewing skills from her cousins, who are in the same business.
She will use the loan she is taking out now to increase capital by purchasing fabric, which she will buy from the wholesale shops in the city of El Alto. After finishing her products she will sell them to order. This work allows her to generate resources to support her household as much as possible, since she is married and has four children.
When asked what she likes about Pro Mujer, she tells us she likes the lending services we provide.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace un año que integra Pro Mujer, ingresando cuando vino a visitar al Centro Focal y averiguar a cerca de los servicios que se realizan. En la actualidad ella tiene un negocio de costura de polleras; este negocio lo emprendió hace varios años atrás, al aprender la técnica de costura de sus primos que tienen el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los servicios crediticios que tenemos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid