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Corina
Corina is 32 years old and lives in the city of Aguaytia. In order to support her family she works in her small business selling groceries and drinks. She started her business with a lot of effort and after several months of saving money. Corina works approximately 10 hours a day and can wait on up to 15 customers a day. In addition she makes clothing and is able to generate extra income for her household. She feels that she is doing well in her business because she is friendly with her customers and offers them good products.

Corina is grateful to Kiva lenders since with their support she will be able to buy construction materials. Currently her house is in poor condition and the loan will enable her to repair the roof, thereby improving her quality of life. She will continue striving to make her dream a reality, that of having a shop making children’s clothing.
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Corina tiene 32 años de edad y vive en la ciudad de Aguaytia, para poder llevar el sustento a su hogar trabaja en su pequeño negocio de venta de abarrotes y bebidas, el cual inicio con mucho esfuerzo y luego de varios meses de ahorro, Corina trabaja alrededor de 10 horas al día y puede atender hasta 15 clientes al día, asimismo ella confecciona ropa, y con ello puede tener un ingreso extra para su hogar Corina cree que le va bien en su negocio porque es amable con los clientes y ofrece buenos productos.

Corina esta agradecida con los prestamistas kiva ya que con su apoyo podrá comprar materiales de construcción ya que actualmente su vivienda se encuentra en malas condiciones y con ello podrá reparar el techo de su vivienda, así mejorara su calidad de vida y seguirá luchando para hacer realidad su sueño de “Tener un taller de confección de ropa para niños”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 73
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD