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Mukhtaran's Group
In this Group: Mukhtaran, Naziran, Shazia, Nasreen
Mukhtaran baji is the wife of S. A. and has been living in the small city of Kasur in Pakistan for the last 25 years. She owns a two room brick house. Mukhtaran baji is the mother of seven children: five daughters and two sons. Her older three daughters make decorative embroidery dresses. Her younger daughters and sons are enrolled in a local school in her neighborhood. Mukhtaran baji's husband has a shop where he sells bicycles. She is a housewife and removes thread from sweaters and sells them in the market. She successfully completed her first loan from Asasah (a microfinance institute in Pakistan). Now she is applying for a loan to buy more bicycles to expand her husband's business.

Mukhtaran is joined in her loan group by a few members. Naziran baji wants a loan to buy thread to resell. Shazia baji wants a loan to buy handsets for her mobile phone shop. Nasreen baji wants a loan to buy decorative embroidery material (thread, cloth).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 445
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 76.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mukhtaran's Group's $850 loan helped a member to buy more bicycles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 29, 2008
Currency Exchange Loss:
Dec 2, 2009