Rosas De Atalaya Group
The loan they will be taking out will benefit all of the microentrepreneurs in Adela's group. She says she has been a member of Pro Mujer for three years. She became a member when a promoter for the institution went to visit her at home and invited her to join. She currently has a business sewing bedspreads. She tells us she started this business because she learned how to sew these items at her previous job, which is why she decided to request a loan from Pro Mujer and used the capital to start her business.
The loan she is requesting now is to increase capital by purchasing fabric, which she will buy from wholesale shops. After finishing her products she will sell them at her business space. This work allows her to generate resources in order to support her family, since she is married and has two children.
When asked what she likes about Pro Mujer, she responds that she enjoys the meetings they have.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Adela es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de costura de edredones; da a conocer que este negocio lo emprendió porque en su anterior trabajo aprendió costura de estos productos es por ello que decide solicitar un préstamos de Pro Mujer capital con el que inicio su negocio.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones que se realizan en el pago.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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