Joshua is a Kiva borrower. He has 12 children. He describes himself to be determined, visionary and honest. He operates a carpentry where he makes furniture to sell. He will use the KES 100,000 loan to purchase more plywood to make furniture, and buy a water storage facility, since his family faces a challenge of lack of enough water storage facilities.
He hopes that in the future, his 12 children will be self-dependent. This is his fourth loan with SMEP DTM. Previous loan of KES 40,000 was repaid successfully