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Suraiya's Group
In this Group: Suraiya, Rehana, Azizan, Bilquis, Shahnaz
Suraiya baji is the wife of M.A. G.. She lives in the small city of Kasur,Pakistan, famous for its sweetmeat and shoes. She owns a two room brick house and has been living in it for the last 28 years. Suraiya is the mother of four children: one son and three daughters. Her son works in a cloth factory where he maintains power loom machines. Her first two daughters make decorative embroidered dresses and sell them in the market. Suraiya baji's husband works in a clothing factory and he also takes care of the power loom machines. Suraiya baji is a housewife and also makes thread to order. She is the only woman who is an expert in thread making in her community. She successfully completed her two loans from Asasah (a Pakistan microfinance institute). Now she is applying for a loan to buy a thread making machine which will make her effort less and increase her profit.

Suraiya baji is joined in her loan group by four other members. Rehana baji wants a loan to buy cloth to resell. Azizan baji wants a loan to buy fruits to resell. Bilquis baji wants a loan to buy thread for her embroidery business. Shahnaz baji wants a loan to buy material (thread, cloth) for her embroidery business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 76.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Suraiya's Group's $1,225 loan helped a member to expand their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 29, 2008
Currency Exchange Loss:
Dec 2, 2009