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Sadia is a 26-year-old married woman. She gas been involved in the business of hand embroidery for a period of about 5 years. According to Sadia, she faced many problems during her early married life as her husband is a laborer and doesn’t earn enough to cover the expenses of the family alone. Sadia took the initiative to start her business with a small investment and now she has retained many regular customers and makes enough to contribute to the family income. To complete the orders of her customers on time, she requested a loan of 25,000 PKR to buy raw materials such as thread, sequins and pearls in different colors. She is hopeful that this loan will be a productive one for her business. She wishes to maximize her profits from this business to have a better standard of living.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 436
    View loans »
    Pakistan Loans Fundraising
  • $15,125,250
    Funds lent in using Kiva
  • 106.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sadia to buy raw materials such as thread, sequins and pearls in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Oct 4, 2013
Currency Exchange Loss:
Sep 17, 2014