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Tynar is 71 years old and a widow. After her husband’s death, she raised her son on her own. She also manages her own business. Tynar has a college degree; for many years, she worked as a teacher at a local school. She has educated several generations of students; many still remember her and talk warmly of her. As a main source of income for her family, Tynar raises livestock, having launched 40 years ago by buying cattle for 3,000 KGS. Thanks to Tynar’s hard work, her farm today includes four dairy cows, two calves, and 30 sheep. Her monthly income is 10,000 KGS. In order to develop her business further, Tynar has turned to the “Bai Tushum & Partners microfinance institution for a loan in the amount of 60,000 KGS to buy cows to increase her cattle headcount. Tynar plans to use the resulting income for a further increase of her livestock.
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Тынар 71 год, вдова, после смерти мужа сама воспитывает сына, а также ведет свое хозяйство. У Тынар - высшее образование, на протяжении долгих лет, она проработала в местной школе преподавателем. Вырастила не одно поколение учеников, которые на сегодняшний день очень тепло и хорошо отзываются о ней. Тынар в качестве основного дохода для своей семьи занимается животноводством, стартовав 40 лет назад, с покупки скота на 3,000 сом KGS. Благодаря упорному труду Тынар, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 2 теленка, 30 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Тынар обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Тынар планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,751,450
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,250 helped Tynar to buy cows.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Sep 26, 2013
Currency Exchange Loss:
Oct 17, 2014