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Carmila
This is Carmila, 43, resident of Bacoor, Cavite, Philippines. She is married to Rolando, a construction worker, and they have children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Carmila is a fish vendor. She buys different kinds of fish at wholesale prices and sells them by the kilo. She buys fish at the local fish port early in the morning. There are many patrons who prefer her products since they are assured of their freshness and cleanliness. She also sells pork. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 1000 in sales every day.

To help her continue operations of her business, she is requesting a PHP 10,000 loan. She will be utilizing the loan to buy more fish to be sold every day.

Carmila hopes to be successful in her business and dreams of having a good life. She meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1446
    View loans »
    Philippines Loans Fundraising
  • $59,289,200
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Carmila to pay for more variety of fish needed in her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 10, 2013
Listed
Oct 4, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014