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Kijitonyama Group
In this Group: Hilda, Angela, Amana, Halima, Halima
Hilda, who is in her late 20s, is married with one daughter who is still small. She has been running a beauty salon business for six years now. She works from 8:00 am to 9:00 pm daily and is able to make a fair monthly profit.

This will be Hilda's 1st loan from Tujijenge Tanzania, which she wants to use for buying a dryer and more salon equipment. She dreams of expanding her business by opening another salon.

Hilda will share this loan with her loan group of five members, called "Kijitonyama", who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,700
    Average annual income
  • 19
    View loans »
    Tanzania Loans Fundraising
  • $14,229,325
    Funds lent in using Kiva
  • 1,611.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kijitonyama Group's $3,125 loan helped a member to buy a dryer and more salon equipment.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 4, 2013
Currency Exchange Loss:
Jul 17, 2014