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Update on Halit

Halit is back, requesting your help again. This time, he would like a loan to build a fence around his agricultural field.

Previous Loan Details

Halit was able to build the irrigation system with the previous loan, thanks to all the financial help from Kiva lenders. His business has been doing very well since then, and now he is back reaching out to lenders in hopes that they will lend to him again. On a site note, (me, the KC, the wr... More from Halit's previous loan »

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Albania

  • $10,700
    Average annual income
  • 36
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 104.1
    Albania Leke (ALL) = $1 USD
A loan of $2,900 helped Halit to build a fence around his agricultural field.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 10, 2013
Oct 24, 2013
Currency Exchange Loss:
Nov 23, 2013