Toch is 28 years old and a married woman of two dependent children. She operates a farming business in a small village of Siem province, which is well-known for its ancient temples, especially Angkor Wat. Every day, she goes in the field, where she spends most of her time of the day, especially during the rainy season from May to October. Though she has to work hard in her rice paddy, it doesn’t matter to her because the important thing is to provide enough for the sake of her family members.
As of now, she has applied for a loan amount of $1,500 U.S. dollars to buy farm supplies such as fertilizers and insecticides, which will be used toward the growth of her rice field. Also with a portion of the loan, she will buy construction supplies for her husband, who works in the construction field. She hopes that by this season, she can get better crop production to save for her children’s needs and education.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.