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Zarnigar is a student at the American University of Central Asia, department of Business Administration, and below is her story.

“My name is Zarnigar. When I was a child, my mother was always telling me, 'Always try to help people in need in every possible way.' I grew up and these words have gradually turned into a goal. In the future, I want to open a charitable foundation. The main mission of this foundation will be construction of modern hospitals in Bishkek. I believe that studying in the department of Business Administration at the American University of Central Asia will lead me toward my goal. While studying in this department, I will learn useful skills that will help me to involve foreign investors and get different grants to build hospitals. I am applying for financial aid - a KIVA loan - which is a good opportunity for each student of AUCA.

When studying at school I tried hard, so I think my gained knowledge will help me to enroll at the American University of Central Asia. During my studies at AUCA, I will take part in different activities, help other students, and be an active student of social life of AUCA. My main goal is to be concentrated on achieving my plans, which I described above. Before the construction of hospitals I would like to visit some orphanages to bring joy, entertain and play with children.

Overall, I want to devote my life to help people. I hope I will get partial financial aid, which could help me bring those thoughts to reality.”

Additional Information

About American University of Central Asia

The American University of Central Asia (AUCA) is a nonprofit, international, multidisciplinary university in Bishkek, Kyrgyzstan. Founded in 1993 with the support of the United States Government and the Open Society Institute, it provides a unique American-style liberal arts curriculum for top students in the region.

About 90% of AUCA students receive financial aid of some sort. Kiva lenders’ funds are used to supplement financial aid packages with loans offered to students starting their freshman year at the university.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,880,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,100 helped Zarnigar to pay for her higher education.
7% repaid
Repayment Term
81 months (Additional Information)
Repayment Schedule
Nov 30, 2013
Oct 10, 2013
Currency Exchange Loss: