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Kalep
Kalep is the first ever college graduate from his hometown, a small off-grid village (pop; approximately 700) on Alor island in the eastern part of Indonesia. He moved to Kupang city in West Timor, the capital of East Nusa Tenggara province to further his career.

He worked with an NGO for over a decade, then decided on a career change. He started a small business that sells a variety of products from flight tickets to phone and electricity credit. To assist his village back in Alor, he set up a savings and loan group to serve the unbanked community with basic financial services.

After learning about Kopernik’s simple and life-changing technologies such as solar lights, water filters, and clean cookstoves, his entrepreneurial spirit was sparked again and he sees the promising opportunity of joining Kopernik’s Tech Kiosk network. He not only sells the technologies but introduces solutions to his customers’ problems: difficult access to clean water, unaffordable LPG gas which make them to choose between three stone fire or kerosene stove, and frequent power cuts.

With a high demand for simple, eco-friendly technologies, Kalep is going to use the loan to buy more stock of green technology products and reach more people. Kalep is positive, responsible and offers good quality customer service.

Additional Information

More information about this loan

This loan will help Kopernik to provide its network of independent re-sellers with inventory for simple, life-changing technologies, as opposed to cash or financial credit. Retailers will receive products such as water filters, solar lamps, efficient cookstoves, micro irrigation systems, corn shellers, milk pasteurizers, clean birth kits, infant warmers, mosquito nets and solar hearing aids.  

These retailers typically own pre-existing small businesses and wish to provide their communities with these technologies. They are responsible for repaying the cost of the products to Kopernik over the course of the loan term.

Kopernik will collect repayments from retailers each month based on their sales and this money will be returned to Kiva lenders. However, since actual sales are difficult to predict in advance, the repayment schedule on Kiva has been listed with only a single bullet repayment at the end of the term. This structure gives the retailers flexibility to repay on a schedule that works for their individual business needs.

About Kopernik:

Kopernik is a nonprofit organization that helps rural retailers in Indonesia sell simple, life-improving technologies to their communities. Founded in 2009, it connects technology makers with local partners in remote areas to address needs like clean water, electricity, food security and healthcare. Kiva funding will enable retailers to purchase more inventory at a better price, thereby increasing the distribution of life-improving technologies in rural communities.

Kopernik joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

Tags

About Indonesia

  • $5,200
    Average annual income
  • 89
    View loans »
    Indonesia Loans Fundraising
  • $5,140,300
    Funds lent in using Kiva
  • 11,275.7
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Kalep to purchase more stocks for his technology kiosk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 18, 2013
Listed
Sep 30, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014