Tina I. is a middle-aged woman who works hard to develop her family. She’s forty-six years old and a mother of four children. Tina really has the skills for running a small business. She started off with a canteen selling buns, donuts, ice-cake and banana chips at her village school. “It is really a hard job to do everyday” Tina says that she’s being doing it almost two years now. She’s running her business project and she said she can do better than that. Her dreams came true is when she used her loan to run the daily canteen at her village school into a well organized new shop. Tina just opened her shop a couple of months ago and she said her sales each day are fine and she has a strong feeling that she is going to enlarge her shop in the near future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.