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The client lives in his own house with his life partner and their daughter. He has a metal structure workshop. For two years, he has made purlins, doors, gates, etc. He has a lot of customers who ask for his services thanks to the friendly manner in which he treats them. He is a responsible and hardworking person. This way, he has been able to move his family forward. He is asking for a loan to buy rebar, zinc sheeting, plates, and a soldering iron to continue with his business and be able to increase his income and give his family the quality of life they deserve.
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El cliente vive en casa propia junto a su compañero de vida y su hija, el posee un taller de estructuras metálicas, dese hace más de dos años, elabora polines, puertas, portones, etc. Posee mucha clientela que demanda sus servicios gracias a la amabilidad con que los atiende. Es una persona responsable y trabajadora, de esta manera ha logrado sacar a su familia adelante. El cliente solicita un crédito para la compra de hierro, laminas, platina y un soldador para seguir con su negocio y poder incrementar sus ingresos y darle su familia la calidad de vida que se merece.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $4,900
    Average annual income
  • 432
    View loans »
    El Salvador Loans Fundraising
  • $22,832,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped this borrower to buy rebar, zinc sheets, plates, and a soldering iron.
85% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 14, 2013
Oct 8, 2013
Currency Exchange Loss: