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Cruz Del Norte Group
In this Group: Marina, Isabel, Teresa, Rocio Maribel, Elvira Consuelo
Isabel is 41 years old, married, and has two children in her care. She belongs to the group "Cruz del Norte". This group consists of five members, and it is a very hard-working and united group, each one has her business.

Isabel has had a small store in her home for 15 years, because of the times she has dedicated and the loans she has been able to obtain she has grown her business. As a parallel activity she rents out a locale for events and meetings which permits her to have additional economic income.

The loan will be used to invest in buying snacks and beverages to stock her store.
View original language description ↓
Isabel, tiene 41 años, es casada y tiene dos hijos a su cuidado. Ella pertenece al grupo "Cruz del Norte", éste grupo está formado por cinco socias, es un grupo unido y muy trabajadores cada uno en su negocio.
Desde hace quince años Isabel tiene una pequeña bodega en su domicilio, la cual dedicándole tiempo y gracias a los créditos que ella ha podido obtener ha ido creciendo su negocio. Como una actividad paralela ofrece en alquilar un local destinado a eventos y reuniones lo cual le permite tener otra ingreso económico.
El préstamo recibido lo invertirá en la compra de golosinas y bebidas para surtir su bodega.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 158
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Cruz Del Norte Group's $2,025 loan helped a member to buy snacks and beverages.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 25, 2013
Currency Exchange Loss:
Feb 17, 2014