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Concepción Del Carmen

Update on Concepción Del Carmen

Concepción is a hardworking single mother of two adult children with one of them still dependent on her. In addition to working the land for the last 15 years, Concepción also works as a domestic employee in a private home to give her children the best conditions and schooling. She will use this loan to provide care for her pineapple and citrus fruit (lemons and oranges) crops to take advantage of their harvest to earn higher income thus strengthening her home’s economy.
View original language description ↓
Concecpcion, madre soltera y trabajadora tiene dos hijos ya adultos, pero solo a uno de ellos esta bajo su cargo, ademas de trabajar la tierra desde hace 15 años doña Concepcion labora como demestica para una casa privada para darle a su hijos las mejores condiciones y estudio. con este credito dara mantenimieto a sus cultivos de Piña y citricos como Limosnes y Naranja para asi aprovechar la cosecha de estos y obtener mayores ingresos y poder asi fortalecer la economia en su hogar.

Previous Loan Details

Concepción is 48 years old and from a farming family. She works in the fields as well as working as a maid in the mornings every day. She is a single mother of one son who attends school. Her primary goal is that he finishes his university studies and improves his life condition so that he doe... More from Concepción Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 132
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Concepción Del Carmen to buy agricultural supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Sep 25, 2013
Currency Exchange Loss:
Oct 17, 2014