Maurice lives in Mombasa, Kenya. He is 24 years old and married. For the last two years he has been running a food cafe that has been doing great. He is planning to buy a television screen and to renovate the cafe. He is also employed as a teacher, and he has a family member running the business for him. He hopes that in the next five years he will have a stable business. The major challenges for his business have been price changes and finding customers due to the stiff competition. He knew Milango through friends and now seeks a loan to take the programs. The extra income that he will raise will improve his living standards.