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Aida is from the village Hayanist, of the Ararat region. She lives with her husband, daughter, son, and elderly, pensioner father. Her husband is a car mechanic.

Aida is engaged in breeding livestock of hens and turkeys. She is also cultivating tomatoes and apricots. The family gets a little income from farming, which is not enough to cover their daily costs. This is why Aida wants to expand her agribusiness a little bit. She particularly wants to build a greenhouse, where she can cultivate plants.

A loan of USD 1,000 will be a great support to this hard-working woman and her family and will enable them to build a greenhouse.

Since this is Aida’s first loan, it has been approved within the framework of the new joint initiative between Kiva and SEF International. The first-chance loan program provides loans to people who didn’t have access to credit products before, because they have no credit history.

The family will be very thankful to the lenders for the goodwill in helping them to collect the needed loan.

Additional Information

More information about this loan

This loan is designed for clients who are considered to be riskier borrowers. SEF is committed to expanding financial access to these individuals, disbursing loans to clients who have no previous credit history, damaged credit, or who have been unable to get loans from other lending institutions.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 153
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Aida to pay for building a greenhouse.
69% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Oct 2, 2013
Currency Exchange Loss: