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Sharifamo is 41 years old. She is a homemaker. Sharifamo knows how to sew. She sews only for herself and her children. She has taught her daughter this trade. The dress that she is wearing in the picture is one that she has made herself. Now Sharifamo wants to make use of her talent. She wants to buy a professional sewing machine with a loan so that she can take orders for making national dresses. Her husband works as an accountant in a driving school. Her children spend all day at school. Sharifamo has a lot of time, so she can take sewing orders at home and develop her small business in the future.
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Шарифамо 41 год. Она домохозяйка. Шарифамо умеет шить. Она шьет только для себя и для детей. Свою дочь она научила такому ремеслу. Платье, которое на ней она тоже сама сшила. Теперь Шарифамо хочет воспользоваться своим талантом и купить профессиональную швейную машинку на сумму от кредита, чтобы брать заказы на шитье национальных платьев. Ее муж работает бухгалтером в автошколе. Дети целый день в школе. У Шарифамо много времени, чтобы у себя дома брать заказы на шитье и в дальнейшем развить свой маленький бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Sharifamo для покупки швейной машинки, чтобы начать свое дело и улучшить жизненные условия.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Sep 25, 2013
Currency Exchange Loss:
Apr 16, 2014