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Tehran is 28; he is married and has one little child. His parents live with him and are the pensioners. Five years ago, Tehran established his business of selling daily use goods and agriculture items of his own production. He runs his shop together with his mother.

His business is located in the village where he lives, and his main customers are locals. Working seven days a week and 10 hours a day, he earns his family income from this business.

The month of September is the beginning of study in schools, and so he decided to start selling school items, such as exercise books, pens, pencils and so on.

Tehran would like a loan in the amount of 1,600 AZN in order to pay for school items. He hopes that this loan can improve his stock and increase his profit.

In the future, he plans to expand his business and establish a new stall for the sale of school items, and hopes to be able to make enough profit to educate his child and support his family. He thanks you for your support.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.


About Azerbaijan

  • $6,171
    Average annual income
  • 21
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $2,050 helped Tehran to purchase school items, such as exercise books, pens, and pencils to sell.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 2, 2013
Currency Exchange Loss:
Nov 1, 2013