Check out some available loans that are similar to this one!
Irma Angelica
Irma is 31 years old, married and the mother of two children. They help her with the various activities in the fields such as cleaning, applying fertilizer, fungicides etc. These protect the coffee crops keeping them intact and healthy for harvest.

Irma completed her Primary Education degree into which she put in a lot of effort and had the support of her parents in spite of their modest economic situation. She has a lot of experience in the agricultural activities as her parents taught her to work the land. Along with her husband they have farmed for seven years. The land they grow on is theirs as she inherited it from her parents. It is located 30 minutes distance from their house, which they walk daily. Her goal is to be able to buy another plot of land, where she would grow a different, much more popular type of coffee that she could offer to her clients and generate higher income. This would fortify the family estate for her children.

Today she is requesting a loan to buy agricultural supplies such as 8 bags of fertilizer, 6 liters of foliar sprays, 6 liters of boron and 800 seedlings (young coffee plants) to grow and prepare for a new harvest in the following season.
View original language description ↓
Doña Irma tiene 31 años de edad, es casada y madre de 2 hijos los cuales ayudan en las diferentes actividades que en el campo se practican como: limpieza, aplicación de abono, fertilizantes, fungicidas, etc. las cuales dan protección a sus cultivos de café manteniéndolos sanos y saludables para el final de la cosecha. Ella tiene un grado de educación primaria completo el cual curso con mucho esfuerzo y apoyo por parte de sus padres a pesar de la poca economía. Ella tiene mucha experiencia en dichas actividades ya que fueron sus padres quienes le enseñaron a trabajar la tierra y en compañía de su pareja lo practica hace más de 7 años. El terreno que ellos en familia trabajan es propio gracias a una herencia por parte de sus padres el cual está ubicado a 30 minutos de distancia de su casa de habitación al cual se traslada a pie diariamente.

Sus metas son las de poder comprar otro terreno en donde ella pueda cultivar otra variedad de café mucho más atractiva para poder ofrecer a sus clientes y generar mayores ingresos, de esa manera ella podrá fortalecer el patrimonio familiar para sus hijos. Por lo que hoy en día ella solicita un financiamiento para comprar insumos agrícolas como 8 sacos de abono, 6 litros de foliares, 6 litros de boro y 800 chapolas (plantillas de café) para dar mantenimiento y preparar una nueva cosecha para la próxima temporada

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,986,350
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,225 helped Irma Angelica to buy agricultural supplies and seedlings to plant and care for.
0% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 24, 2013
Listed
Sep 24, 2013
Currency Exchange Loss:
Possible