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Sonia Elizabeth
Sonia lives with her life partner and their children who are minors. She works selling fruits and vegetables. Sonia wishes to be able to improve the floor of her house, since the one that she has now has deteriorated a lot. It is for this reason that she is requesting a loan from FUSAI, in order to be able to buy ceramic flooring and in that way make the change. With this her house will shine in better conditions.
View original language description ↓
Sonia vive junto a su compañero de vida y sus hijos menores de edad, ella trabaja vendiendo frutas y verduras. Sonia desea poder mejorar el piso de su casa, ya que el que tiene actualmente se ha deteriorado bastante, es por esto que ella solicita un préstamo a FUSAI, para poder comprar piso de cerámica y así realizar el cambio, con esto su casa lucirá en mejorar condiciones.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 747
    View loans »
    El Salvador Loans Fundraising
  • $26,194,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Sonia Elizabeth to buy ceramic tiles to place a floor in the house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 25, 2013