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Juana
Juana, 32, has a clothing and footwear shop in Puerto Cabezas. She needs a loan to increase her store merchandise. She is in a civil union and has three children that are still minors and attend school.

She started working in her mother's shop and at the age of eighteen she decided to start her own business. Through the efforts of her work and the previous loans that she has received from PANA PANA, she has been able to improve her home, support her children's education, and even take on her own education expenses.

In the future she would like to have a new store where she can sell mobile phones or brand-name clothing.
View original language description ↓
La Sra. Juana, de 32 años de edad, tiene una tienda de ropa y calzado en Puerto Cabezas. Actualmente necesita un préstamo para ampliar la mercadería de su negocio. Ella vive en Unión de hecho estable, tiene tres hijos, menores de edad, quienes asisten a la escuela.

Comenzó a trabajar en la tienda de su mamá, cuando tenía la edad de 18 años decidió establecer su propio negocio. Con el esfuerzo de su trabajo y los prestamos anteriores que ha recibido de PANA PANA, ha logrado mejorar la vivienda, apoyar en la educación de sus hijos e incluso asumir los gastos de su propia educación.

En el futuro desea tener una nueva tienda, en la cual pueda vender celulares o ropa de marca.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

Tags

About Nicaragua

  • $3,636
    Average annual income
  • 169
    View loans »
    Nicaragua Loans Fundraising
  • $23,230,825
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD
Expired
A loan of $1,225 helped Juana to buy more clothing and footwear for her shop.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2013
Listed
Oct 4, 2013
Currency Exchange Loss:
Covered
Expired:
Nov 3, 2013