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Maria Esperanza

Update on Maria Esperanza

Sra. Maria is a native of the town of Managua. She runs a business making and selling food. She is also the owner of a grocery store. Maria is grateful to Kiva and MiCredito for the financial support they have brought her as she was able to buy more products and then sell them.

This new loan will be used to buy rice, beans, sugar, oil, vegetables, bananas and glasses so she can satisfy the needs of her customers. She expects the loan will provide a lot of help in increasing sales and profits, and improving her standard of living.
View original language description ↓
Doña Maria es originaria de la ciudad de Managua. Es de oficio comerciante, se dedica a la elaboración y venta de comida. Tambien es dueña de una pulperia. Esta agradecida con Kiva y MiCredito por el apoyo que le han brindado a través del financiamiento, ya que pudo invertir en productos, la cual comercializa. Este nuevo crédito lo solicita para comprar: arroz, frijoles, azúcar, aceite, verduras, platos y vasos con el fin de satisfacer las necesidades de sus clientes. Estima que el crédito será de mucha ayuda para aumentar sus ventas e ingresos y mejorar su calidad de vida.

Previous Loan Details

María is 57 years old, a business woman and mother of five children who lives in the city of Managua. She is the owner of a food stand, and sells drinks too in a small grocery store. She started out selling soft drinks, cookies and sweets. She was saving in order to buy other types of products th... More from Maria Esperanza's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Maria Esperanza buy rice, beans, sugar, oil, vegetables, bananas, and glasses.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Sep 24, 2013
Currency Exchange Loss:
Feb 17, 2015