Vai A. S. is a hard working person. Vai goes to her farm everyday to check and get goods to sell at the market. Vai also uses loan to buy knives, spades to do her job at her plantation. Vai has different varieties of products at her plantation such as taro, banana, yams, breadfruit, Samoan coco (for tea) and many more. Vai also gets help from her family in running the business. Vai is so happy to work on her farm, as this is the source of income she gets to help out with the family daily needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.