Christabel lives in Kitale, Kenya. This is a very fertile land especially known for maize production. Christabel is married and has two children both of whom are of school-going age. She has practiced farming for 6 years. Her main sources of income are milk, poultry and eggs which she sells at Kinyoro market. Beside farming, she also owns a bar as an extra source of income.
Christabel wants to expand her poultry farm and thus has requested a loan of 30,000 Kenyan Shillings from Juhudi Kilimo to help her with this project. This will help her generate more income so as to provide basic needs for her family and to provide better education for her children. The challenges she faces are the lack of good control measures for poultry diseases as well as expensive poultry feeds.
In the future, Christabel wants to improve her poultry farm and also venture into dairy farming. She thanks Juhudi Kilimo for the loan.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.