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Amina is 66 years old, divorced and raising four children alone. She started a business selling food products at a leased pavillion in 2004, using an initial capital of 5,000 som (KGS). Having been able to grow her business and to obtain regular clients, Amina now has an average monthly income of 7,000 som (KGS). Thanks to Amina's hard work, she was able to increase her product turnover and develop her business. In order to further grow and expand her business, Amina requested a loan in the amount of 120,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to increase product turnover by buying food products wholesale to be resold at retail prices at the pavillion. Amina plans to invest the earnings from the loan into the product turnover and save money to purchase a house for her son.
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Амине 66 лет, разведена, одна воспитывает четырех детей. В 2004 году, начала бизнес в торговле продуктами питания на арендованном павильоне, используя в качестве стартового капитала сумму в 5,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Амина имеет среднемесячный доход в сумме 7,000 сом (KGS). Благодаря упорному труду в бизнесе, Амина смогла увеличить товарооборот и развить свой бизнес. В целях дальнейшего увеличения и расширения своего бизнеса, Амина обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на увеличение товарооборота- оптовой покупки продуктов питания, для продажи с павильона, в розницу. Доходы от кредита Амина планирует вложить в товарооборот и накопить деньги на покупку дома для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 49.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Amina to increase product turnover by buying food products wholesale to be resold at retail prices.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 24, 2013
Currency Exchange Loss:
Oct 17, 2014